Whitby, ON
The first purchase involves rules that never come up again: minimum down payment tiers, insured versus uninsured, land transfer tax rebates and the FHSA.
The brokers below work in Whitby and have told us they take these files on. Each one shows a licence number issued by the Financial Services Regulatory Authority of Ontario (FSRA), check it before you make contact. Contact details are held back deliberately: the connect button sends your enquiry to that broker alone, and it is never resold.
I'm P. Michael Thomas, AMP, Mortgage Broker, helping homebuyers, homeowners, investors and business owners find practical mortgage and financing solutions. With almost 10 years of experienc…
Every listing shows the regulator and licence number. In Ontario, look that number up on the Financial Services Regulatory Authority of Ontario (FSRA) public register. If a broker cannot give you a licence number, that is the end of the conversation.
Sometimes. The first purchase involves rules that never come up again: minimum down payment tiers, insured versus uninsured, land transfer tax rebates and the FHSA. Whether the rate differs depends on which lender the file ends up with, not on the broker you choose.
No. Position on this page is set by profile completeness and listing age. Sponsored placements exist elsewhere on the site and are always labelled as such.
It goes to the one broker you selected. It is not copied to other brokers, sold to a lead buyer, or passed to a lender. Most brokers reply within one business day.
No, but it helps. Local brokers know which lenders are comfortable with property in Whitby, which appraisers get used, and how long closings realistically take in this market.
