Mortgage and Industry Professionals

Kitchener, ON

First-time buyer mortgage brokers in Kitchener

The first purchase involves rules that never come up again: minimum down payment tiers, insured versus uninsured, land transfer tax rebates and the FHSA.

The brokers below work in Kitchener and have told us they take these files on. Each one shows a licence number issued by the Financial Services Regulatory Authority of Ontario (FSRA), check it before you make contact. Contact details are held back deliberately: the connect button sends your enquiry to that broker alone, and it is never resold.

First-time buyer brokers in Kitchener

2 of these brokers have a mapped office. Tap a pin to open that profile.

Nima SabetClaimed, Claimed by the owner on 2026-09-14: email and mobile confirmed by one-time code. Licence and other details are self-reported.
Mortgage Agent Level 2 · Sherwood Mortgage Group
Financial Services Regulatory Authority of Ontario (FSRA)FSRA#M17001730

With 10 years of extensive, hands-on experience in the Canadian mortgage industry, your agent specializes in turning complex financial scenarios into clear, actionable pathways. Providing co…

Self-employedFirst-time buyerDebt consolidationPrivate mortgageKitchener, Markham +3
Janine VeenendaalClaimed, Claimed by the owner on 2026-09-14: email and mobile confirmed by one-time code. Licence and other details are self-reported.
Mortgage Broker · Verico The Mortgage Wellness Group Limited operating as Mortgage Wellness
Financial Services Regulatory Authority of Ontario (FSRA)FSRA#M20003235

I’m Janine Veenendaal, a Mortgage Broker who believes this business is about so much more than rates and paperwork. It’s about people, your families, your pets, your dreams, and even the cha…

Self-employedNew to CanadaFirst-time buyerRefinanceBurlington, Hamilton +3

Other mortgage brokers in Kitchener

Unclaimed listings. They haven't told us which situations they handle, so ask when you get in touch.

Claim listing
RC
Roger CarrollUnclaimed
Mortgage Broker · Real Mortgage Associates
Financial Services Regulatory Authority of Ontario (FSRA)FSRA#M08003074
Burlington, Guelph +3

All mortgage brokers in Kitchener

Questions people ask

How do I check a Kitchener mortgage broker is actually licensed?

Every listing shows the regulator and licence number. In Ontario, look that number up on the Financial Services Regulatory Authority of Ontario (FSRA) public register. If a broker cannot give you a licence number, that is the end of the conversation.

Does a first-time buyer file cost more?

Sometimes. The first purchase involves rules that never come up again: minimum down payment tiers, insured versus uninsured, land transfer tax rebates and the FHSA. Whether the rate differs depends on which lender the file ends up with, not on the broker you choose.

Does the broker pay to appear on this page?

No. Position on this page is set by profile completeness and listing age. Sponsored placements exist elsewhere on the site and are always labelled as such.

What happens after I send an enquiry?

It goes to the one broker you selected. It is not copied to other brokers, sold to a lead buyer, or passed to a lender. Most brokers reply within one business day.

Do I have to use a broker in Kitchener?

No, but it helps. Local brokers know which lenders are comfortable with property in Kitchener, which appraisers get used, and how long closings realistically take in this market.

First-time buyer brokers nearby

Other situations in Kitchener

First-time buyer mortgage brokers in Kitchener, ON · Mortgage Directory