Kitchener, ON
Lenders treat business income differently from a T4. Some read the notice of assessment, some add back write-offs, and a few will work from bank statements alone.
The brokers below work in Kitchener and have told us they take these files on. Each one shows a licence number issued by the Financial Services Regulatory Authority of Ontario (FSRA), check it before you make contact. Contact details are held back deliberately: the connect button sends your enquiry to that broker alone, and it is never resold.
3 of these brokers have a mapped office. Tap a pin to open that profile.
With 10 years of extensive, hands-on experience in the Canadian mortgage industry, your agent specializes in turning complex financial scenarios into clear, actionable pathways. Providing co…
I’m Janine Veenendaal, a Mortgage Broker who believes this business is about so much more than rates and paperwork. It’s about people, your families, your pets, your dreams, and even the cha…
I work with homebuyers, business owners looking to buy commercial properties or businesses homeowners looking to refinance, consolidate debt and clients who may not fit perfectly with the tr…
Unclaimed listings. They haven't told us which situations they handle, so ask when you get in touch.
Every listing shows the regulator and licence number. In Ontario, look that number up on the Financial Services Regulatory Authority of Ontario (FSRA) public register. If a broker cannot give you a licence number, that is the end of the conversation.
Sometimes. Lenders treat business income differently from a T4. Some read the notice of assessment, some add back write-offs, and a few will work from bank statements alone. Whether the rate differs depends on which lender the file ends up with, not on the broker you choose.
No. Position on this page is set by profile completeness and listing age. Sponsored placements exist elsewhere on the site and are always labelled as such.
It goes to the one broker you selected. It is not copied to other brokers, sold to a lead buyer, or passed to a lender. Most brokers reply within one business day.
No, but it helps. Local brokers know which lenders are comfortable with property in Kitchener, which appraisers get used, and how long closings realistically take in this market.
