St. Albert, AB
Private mortgage lenders lend mainly on the property and the equity in it, which lets them close files banks decline, on short terms and at a higher cost. Fees should be disclosed in writing before you sign.
The lenders below lend in St. Albert and have told us they fit this category. Each shows the regulator and registration number they gave us, check it before you apply. The contact button sends your enquiry to that lender alone, and it is never resold.
No private mortgage lenders listed in St. Albert yet
This page fills in as professionals claim their listings. Try a nearby city, or a broader need.
Are you a lender? List here freeQuestions people ask
How do I check a lender in St. Albert is registered?
It depends on the lender. Banks are federally regulated; credit unions are regulated in Alberta; private lenders and mortgage investment corporations generally lend through a licensed brokerage or hold a mortgage administrator licence with the Real Estate Council of Alberta (RECA). Look the number on the listing up on that regulator's register. This site does not check it for you.
What should I know about private mortgage lenders?
Private mortgage lenders lend mainly on the property and the equity in it, which lets them close files banks decline, on short terms and at a higher cost. Fees should be disclosed in writing before you sign. Ask for every fee, the term, and what happens at maturity in writing before you sign.
Should I go to a lender directly or use a broker?
A broker compares several lenders at once and is usually paid by the lender on a standard file. Going direct can make sense when you already know the lender type you need. On private and alternative loans, fees work differently and must be disclosed to you in writing either way.
Does the lender pay to appear on this page?
No. Position is set by profile completeness and listing age. Sponsored placements elsewhere on the site are always labelled.
What happens after I send an enquiry?
It goes to the one lender you selected. It is not copied to other lenders or sold on.